NMR, Inc.

NMR has been providing Employee Benefit solutions as a General Agency in the Northwest since 1988.

Our Flexible Benefit Division offers, FSA, HRA and POP Plan Administration.

Our Insurance Division offers Agents, Dental, Vision, Short Term Medical, Group, Voluntary options for their Clients.

Health Reimbursement Arrangements (HRAs) - Brochure

  • Employers can control cost by offering a Bridge HRA Plan. Enrolling in a high deductible health insurance plan, the employer can bridge the gap on a portion of the deductible.

  • Offer a Limited HRA for Dental, Vision, and our Hospital Indemnity type of plan!

  • HRAs are still a great option for employers in today's healthcare marketplace.

  • Information regarding PCORI Fees

  • Upload a Claim Securely

Go to Member Employee Page for Forms

Qualified Small Employer Health Reimbursement Arrangements (QSEHRAs) - Brochure

  • o Group Health Plan Required, in fact the employer cannot sponsor one.

  • Can Reimburse Individual Premiums and/or qualified medical expenses

  • Must be Small group under 50.

  • Employee must have a MEC Plan to be eligible (Minimum Essential Coverage)

  • Maximum Benefit for 2018 $5,050 for Individual, $10,250 for family

  • All employees must be eligible

  • No SBC Required

  • No COBRA Required

Go to Member Employee Page for Forms

Premium Only Plan (POP) - Brochure

  • All employers that sponsor insurance programs where employers pay a portion or all of the cost need to have a POP plan. A POP plan document is required in order for them to payroll deduct the employees cost pre-tax from their paychecks.

  • Our POPs include the option to include employee HSA contributions pre-tax.

  • You can calculate your annual savings by implementing a POP Plan - Saving Worksheet

Flexible Spending Arrangement (FSA) - Brochure

  • Medical Expense Reimbursement - Allow employees to pay for out of pocket medical expenses with pre-tax dollars, saving approximately 19% on those expenses.

  • Dependent Care Reimbursements - This program allows employee to pay their child and/or adult daycare expenses with pre-tax dollars.

  • FSAs can include both employee and employer dollars.

  • Upload a Claim Securely

 

Go to Member Employee Page for Forms

Northwest Marketing Resources, Inc. ~ 800.565.0313 ~ info@northwestmarketingresources.com

Mailing address ~ PO Box 447, Olympia WA 98507 ~ Next Day Mail ~ 1427 4th Ave E, Olympia WA 98506